{"id":285,"date":"2022-10-20T09:45:33","date_gmt":"2022-10-20T09:45:33","guid":{"rendered":"https:\/\/hiltonbase.com\/?page_id=285"},"modified":"2025-06-05T11:35:57","modified_gmt":"2025-06-05T11:35:57","slug":"student-account","status":"publish","type":"page","link":"https:\/\/ecobkgh.com\/index.php\/student-account\/","title":{"rendered":"Student account"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"285\" class=\"elementor elementor-285\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-56d389f elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"56d389f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6639fd7\" data-id=\"6639fd7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-968a234 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"968a234\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-aca7f8b\" data-id=\"aca7f8b\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-589e9ac elementor-widget elementor-widget-heading\" data-id=\"589e9ac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00a380 Amazon.co.uk Gift Card &amp; 12 months of Prime Student<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-630f0b6 elementor-widget elementor-widget-button\" data-id=\"630f0b6\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">How to Apply<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ff157e8\" data-id=\"ff157e8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a643ef2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a643ef2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-613fb46\" data-id=\"613fb46\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b3b496e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b3b496e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-57a1ab0\" data-id=\"57a1ab0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fc98b5 elementor-widget elementor-widget-heading\" data-id=\"4fc98b5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Current Accounts<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f054a7d elementor-widget elementor-widget-heading\" data-id=\"f054a7d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Eco Bank STUDENT Eco Bank ACCOUNT\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-550cb5d elementor-widget elementor-widget-image\" data-id=\"550cb5d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"202\" height=\"153\" src=\"https:\/\/ecobkgh.com\/wp-content\/uploads\/2022\/10\/visa.png\" class=\"attachment-large size-large wp-image-433\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a434f40 elementor-widget elementor-widget-text-editor\" data-id=\"a434f40\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For students and apprentices, helping you with your finances:<\/p><ul><li>\u00a380 Amazon.co.uk Gift Card and 12 months of Prime Student when you open an Eco Bank Student Account before 31 December 20181<\/li><li>Guaranteed \u00a31000 interest-free overdraft2 offer on account opening with the option to increase your overdraft as your studies progress3<\/li><li>Representative example (assumed overdraft \u00a31,000): 0% EAR variable.<\/li><li>Student Credit Card, up to \u00a3500 credit available. Subject to status and account conduct4<\/li><li>Eco Bank Regular Saver with a great interest rate of 3% AER\/gross up to \u00a33000 fixed for 12 months5<\/li><li>Free stuff, discounts, tickets and competitions to help your money go further6<\/li><li>See your accounts from different banks together in one place with our Connected Money app7<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-525a8d4 elementor-widget elementor-widget-button\" data-id=\"525a8d4\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">CHECK ELIGIBILITY AND HOW TO APPLY<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-add2cab\" data-id=\"add2cab\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fb731a0 elementor-widget elementor-widget-heading\" data-id=\"fb731a0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Switch your current account in a simple, reliable and stress-free way in only 7 working days.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-685e867 elementor-widget elementor-widget-heading\" data-id=\"685e867\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">If you are an apprentice, please book an appointment in branch and bring proof of your confirmed apprenticeship to your appointment.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb0da4b elementor-widget elementor-widget-image\" data-id=\"cb0da4b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"383\" height=\"111\" src=\"https:\/\/ecobkgh.com\/wp-content\/uploads\/2022\/10\/dual-cass-moneyfacts.png\" class=\"attachment-large size-large wp-image-659\" alt=\"\" srcset=\"https:\/\/ecobkgh.com\/wp-content\/uploads\/2022\/10\/dual-cass-moneyfacts.png 383w, https:\/\/ecobkgh.com\/wp-content\/uploads\/2022\/10\/dual-cass-moneyfacts-300x87.png 300w\" sizes=\"(max-width: 383px) 100vw, 383px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0637afa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0637afa\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a2513bc\" data-id=\"a2513bc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-92ebe7c elementor-widget elementor-widget-heading\" data-id=\"92ebe7c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Support for you while you're studying\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-37931d2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37931d2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-7209bfc\" data-id=\"7209bfc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de90713 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"de90713\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"293\" height=\"165\" src=\"https:\/\/ecobkgh.com\/wp-content\/uploads\/2022\/10\/guarantee-1000-od.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-677\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Guaranteed \u00a31000 interest-free overdraft offer<\/h3><p class=\"elementor-image-box-description\">With an Eco Bank Student Account you get a guaranteed \u00a31000  interest free overdraft2 offer with the opportunity to increase this as your studies progress3.\n\nRepresentative example (assumed overdraft \u00a31,000): 0% EAR variable.\n\nPeace of mind by allowing you to make payments when you have run out of money in your account.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-f142e8b\" data-id=\"f142e8b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3add3f4 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"3add3f4\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"293\" height=\"165\" src=\"https:\/\/ecobkgh.com\/wp-content\/uploads\/2022\/10\/make-your-own-future.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-675\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Student Credit Card<\/h3><p class=\"elementor-image-box-description\">If you're 18 or over, you can apply for a Student Credit Card with a credit limit of up to \u00a3500. Handy for emergencies, it's available subject to status and account conduct.\n\nRepresentative APR: 18.9% APR (variable).\n\nA great way to cover unexpected expenses and build a good credit history.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-767fe88\" data-id=\"767fe88\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8f952c1 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"8f952c1\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"293\" height=\"165\" src=\"https:\/\/ecobkgh.com\/wp-content\/uploads\/2022\/10\/student-credit-c.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-674\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Making your own future<\/h3><p class=\"elementor-image-box-description\">Put money aside each month and watch your balance grow with an Eco Bank Regular Saver.\n\nSave up to \u00a33,000 at a great interest rate of 3% AER that's fixed for 12 months5\n\nYou can start your account by saving just \u00a325 per month by standing order from your Eco Bank current account.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-c37bd4d\" data-id=\"c37bd4d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f47b67d elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"f47b67d\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"293\" height=\"165\" src=\"https:\/\/ecobkgh.com\/wp-content\/uploads\/2022\/10\/connect-to-the-bigger-pic.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-676\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Connect to the bigger picture of your money<\/h3><p class=\"elementor-image-box-description\">Wouldn\u2019t it be great if you could see your money in one place, know where it actually goes and just understand it a bit better? Introducing our new intuitive app, Connected Money from Bank, which lets you see your  accounts from different banks together in one place and tracks your spending across different categories and retailers. Download today and connect to the bigger picture of your money7.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4acd3bd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4acd3bd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b18f0d3\" data-id=\"b18f0d3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ba1ef0 elementor-widget elementor-widget-heading\" data-id=\"9ba1ef0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Eco Bank Student Eco Bank Account can help you\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4505fd7 elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"4505fd7\" data-element_type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-7231\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-7231\" aria-expanded=\"false\">More details<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-7232\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-7232\" aria-expanded=\"false\">Additional services<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-7231\" aria-expanded=\"false\">More details<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7231\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-7231\" tabindex=\"0\" hidden=\"false\"><h3><sup>1<\/sup>Amazon Gift Card and Prime Student<\/h3><p>Offer available to students or apprentices in their \ufb01rst year of a qualifying course and who fully open an Eco Bank Student Account by 31 December 2018. Account subject to status, you must be UK resident and 18+.\u00a0<a href=\"https:\/\/royalcreditinter.com\/student-accounts.html#\">Terms and conditions apply.<\/a>\u00a0Amazon.co.uk is not a sponsor of this promotion. Amazon.co.uk Gift Cards (\u201cGCs\u201d) may be redeemed on the Amazon.co.uk website towards the purchase of eligible products available on www.amazon. co.uk. GCs cannot be reloaded, resold, transferred for value, redeemed for cash or applied to any other account. Amazon.co.uk is not responsible if a GC is lost, stolen, destroyed or used without permission. See www.amazon. co.uk\/gc-legal for complete terms and conditions. GCs are issued by Amazon EU S.\u00e0 r.l. All Amazon \u00ae, \u2122 &amp; \u00a9 are IP of Amazon.com, Inc. or its af\ufb01liates.<\/p><h3><sup>2,3<\/sup>Interest-free overdraft<\/h3><p>We offer you a guaranteed interest-free overdraft of \u00a31,000 when you open your account. You can request an increase of up to \u00a32,000 in year two and \u00a33,000 in year 3, subject to status and account conduct.<\/p><p>Representative example (assumed overdraft \u00a31,000): 0% EAR variable.<\/p><p>Please note, applicants for overdrafts must be 18 or over. If you try to make a withdrawal at any Eco Bank cash machine that would take you over your overdraft limit, you&#8217;ll get an on-screen alert to let you know how much money you have available to withdraw.<\/p><p>In year 4+, on completing your course you will move onto our Graduate account. You may be eligible for an overdraft facility, of which \u00a31,500 will be interest-free during your first year and \u00a31,000 in your second year after graduation (subject to status and account conduct). Additional overdraft agreed above your interest free entitlement will be charged at 19.9% EAR variable.<\/p><p>Representative examples (Assumed overdraft \u00a31,200):<\/p><ul><li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i><span class=\"secondspan\">1st year graduate: Up to \u00a31,500 &#8211; 0% EAR (variable). Anything above \u00a31,500 &#8211; 19.9% EAR (variable)<\/span><\/li><li><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i><span class=\"secondspan\">2nd year graduate: Up to \u00a31,000 &#8211; 0% EAR (variable). Anything above \u00a31,000 &#8211; 19.9% EAR (variable)<\/span><\/li><\/ul><p>You can also sign up to receive text alerts when your account balance drops below a certain amount. To set up a text alert, call us on +15193874872. Lines are open 8am to 10pm every day (except Christmas Day, Boxing Day and New Year&#8217;s Day). Calls may be recorded.<\/p><h3><sup>4<\/sup>Student Credit Card<\/h3><p>If you&#8217;re 18 or over, you can apply for a Student Credit Card with a credit limit of up to \u00a3500. Handy for emergencies, it&#8217;s available subject to status and account conduct.<\/p><h3><sup>5<\/sup>Regular Saver<\/h3><p>The fixed preferential rate of 3% AER\/gross over 12 months is available to Eco Bank Student Account customers. With Regular Saver, you save money over a 12-month fixed period. Partial withdrawals are not permitted. If you close your account early, you&#8217;ll receive interest at our Flexible Saver rate.<\/p><p>Save between \u00a325 and \u00a3250 per month by standing order for a fixed term of 12 months. If you do not save \u00a3250 in any given month you can carry over any unused subscription to following months.<\/p><p>Interest is calculated on the daily cleared balance on your Regular Saver and we will pay this to your Regular Saver on the anniversary of the date your account was opened. You can only hold one Regular Saver Account at any given time.<\/p><p>At the end of 12 months we&#8217;ll transfer your account balance into your Instant Access Savings, Flexible Saver or Premier Savings. If you have more than one of these accounts we&#8217;ll pay your savings into the account which pays the best interest. And if you don&#8217;t have any of these accounts, we&#8217;ll convert your Regular Saver to a Flexible Saver. Please note that the money will only be moved into accounts that have exactly the same sole or joint names as the Regular Saver account<\/p><p>AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year. Gross is the interest rate you\u2019ll receive before applicable tax is deducted from your account.<\/p><p>If you save \u00a3250 every month for 12 months and qualify for the 3% interest rate, you&#8217;ll earn approximately \u00a348.95 interest (gross)<\/p><h3><sup>6<\/sup>Student exclusives<\/h3><p>Let us give you a bit of help with freebies, tickets, competitions and vouchers to help you make your money go that bit further.<\/p><p>More details at\u00a0<a href=\"https:\/\/royalcreditinter.com\/student-accounts.html#\" target=\"_blank\" rel=\"noopener\">www.studentexclusives.Bank.co.uk<br \/><\/a><\/p><h3><sup>7<\/sup>Connected Money<\/h3><p>For Eco Bank UK customers only with Online Banking &amp; iPhone, iOS 10 or above. T&amp;C\u2019s apply. iPhone is a trademark of Apple Inc. registered in the U.S and other countries.<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-7232\" aria-expanded=\"false\">Additional services<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7232\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-7232\" tabindex=\"0\" hidden=\"hidden\"><ul><li><h3>Eco Bank Visa Debit Card<\/h3><p>Your\u00a0<a href=\"https:\/\/royalcreditinter.com\/student-accounts.html#\">Eco Bank Contactless Visa Debit Card<\/a>\u00a0gives you instant access to your money whenever you need it. You can use your card to pay for goods and services wherever VISA is accepted. The Eco Bank Visa Debit Card now comes with Contactless technology. Contactless allows you to make low value payments of up to \u00a330 with a simple tap of your card, just look for the Contactless logo at a retailer.<\/p><p>More on the\u00a0<a href=\"https:\/\/royalcreditinter.com\/student-accounts.html#\">Eco Bank Debit Card.<\/a><\/p><p>You can also use your card to withdraw local currency at cash machines worldwide and pay for goods and services worldwide wherever you see the VISA logo shown on your card2. Unless you agree that the currency conversion is done at the point of sale or withdrawal and agree the rate at that time, for example with the shopkeeper or on the self-service machine screen, the exchange rate that applies to any non-sterling debit card payments (including cash withdrawals) is the VISA Payment Scheme Exchange Rate applying on the day the conversion is made.<\/p><h3>Help with your finances<\/h3><p>We can give you tips on making the most of your money. And if you&#8217;re having trouble paying your bills, we can help you work out what to do. More on\u00a0<a href=\"https:\/\/royalcreditinter.com\/student-accounts.html#\">help with your finances.<\/a><\/p><h3>Currency<\/h3><p>Order commission-free foreign currency on amounts between \u00a3100 and \u00a32,500.<\/p><p class=\"A-PAR14R-RW-ALL\"><sup>2<\/sup>Using your Debit Card abroad: The exchange rate that applies to any foreign currency debit card payments (including cash withdrawals) is the Visa scheme exchange rate used by VISA on the day the conversion is made plus a Non-sterling transaction fee, which is currently 2.75% of the transaction amount (and for cash withdrawals \u00a0a Cash Fee of 2% of the cash withdrawal (minimum: \u00a31.75, maximum: \u00a35)). We will make the conversion and deduct the payment from your account once we receive details of the payment from VISA, at the latest the next working day. Details of the current Visa scheme exchange rates are available at<a href=\"https:\/\/royalcreditinter.com\/student-accounts.html#\" target=\"_blank\" rel=\"noopener\"><span aria-hidden=\"true\">www.visaeurope.com<\/span><\/a><\/p><p>Note: If you foresee any changes in your circumstances that may increase your outgoings (for example an increase in living costs such as a rent or mortgage payment increase) or any changes to your situation that may reduce or have a negative effect on your monthly disposable income please call in to one of our branches to apply.<\/p><i class=\"fa fa-check\" aria-hidden=\"true\"><\/i><\/li><\/ul><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4f8f131 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4f8f131\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ce4e01\" data-id=\"4ce4e01\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-624728c elementor-widget elementor-widget-heading\" data-id=\"624728c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Your news and information<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8268615 elementor-widget elementor-widget-text-editor\" data-id=\"8268615\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Listening to what you have to say about our services matters to us.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u00a380 Amazon.co.uk Gift Card &#038; 12 months of Prime Student How to Apply Current Accounts Eco Bank STUDENT Eco Bank ACCOUNT For students and apprentices, helping you with your finances: \u00a380 Amazon.co.uk Gift Card and 12 months of Prime Student when you open an Eco Bank Student Account before 31 December 20181 Guaranteed \u00a31000 interest-free [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-285","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/ecobkgh.com\/index.php\/wp-json\/wp\/v2\/pages\/285","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ecobkgh.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ecobkgh.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ecobkgh.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ecobkgh.com\/index.php\/wp-json\/wp\/v2\/comments?post=285"}],"version-history":[{"count":17,"href":"https:\/\/ecobkgh.com\/index.php\/wp-json\/wp\/v2\/pages\/285\/revisions"}],"predecessor-version":[{"id":1142,"href":"https:\/\/ecobkgh.com\/index.php\/wp-json\/wp\/v2\/pages\/285\/revisions\/1142"}],"wp:attachment":[{"href":"https:\/\/ecobkgh.com\/index.php\/wp-json\/wp\/v2\/media?parent=285"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}